“Don’t let aggressive bailiffs ruin your Christmas, know your rights” Says Steve McCabe MP

Steve McCabe MP advises constituents to know their rights when it comes to being confronted with unreasonable bailiffs and warns that bailiffs are not permitted to visit people’s homes on Christmas Day.

Steve has made it clear that people should know their rights and not be intimidated by bailiffs who aren’t following their code of conduct. Steve has raised specific cases with Eric Pickles, the Secretary of State for Communities and Local Government about this issue as he feels that not enough is being done to protect people from being exploited by bailiffs. New laws don’t go far enough and do nothing to tackle the issue of people’s inflating debts.

Steve has been contacted by constituents over the Christmas period regarding the hostile and aggressive treatment they have received from bailiffs, despite their efforts to pay back their debt. Constituents have told Steve that they feel bailiffs are obstructive and uncooperative and charge excessive fees by refusing to accept reasonable monthly installments. As a result, people who are already struggling with their debts this Christmas have been plunged into a situation where the amount they owe is increasing with less and less of a chance of repaying.

Steve McCabe MP said:

“It’s really important that people know their rights; bailiffs aren’t allowed to come to your house on Christmas Day. Families are really struggling with the cost of living crisis and Christmas is an expensive time of the year for many people. I am worried that people who are trying to pay back their debts are being plunged into further debt by them not knowing enough about their rights and I don’t think the Government is doing enough to tackle aggressive bailiffs.”

Top tips for people who are faced with bailiff action:

-          Bailiffs are not allowed to enter your home on Christmas day, bank holidays or before 6am and after 9pm

-          You do not have to allow bailiffs to enter your property on their first visit

-          Bailiffs should try peaceful entry and are not allowed to use force to enter your home

-          You should only be charged £24.50 for your first visit

-          Before you pay a bailiff or allow them to gain entry, you must ask for proof of ID and a detailed breakdown of the charges

-          Bailiffs’ charges can seriously increase the amount you owe. Sometimes bailiffs add charges that they shouldn't so it's worth checking what you've been charged and querying anything you're not sure about.

-          Bailiffs are not allowed to seize items which belong to someone else, rented goods, fixtures and fittings or your clothes

For information on bailiffs and citizens rights visit: https://www.gov.uk/your-rights-bailiffs/what-you-can-do-when-a-bailiff-visits

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